The financial operating system for African businesses

Move money globally, hold funds securely, and automate financial operations, all from one unified platform built for scale.

I’m here to…

A fully integrated suite of financial products

Duplo centralizes payments, reconciliation, expense management, and financial reporting into one integrated platform, helping businesses automate workflows and maintain full visibility over their financial operations.

Expense management

Control, track, and optimize your expenditures in real-time. Duplo gives you automated spend tracking, instant approvals, and clear insights that help your business manage costs and prevent budget leaks.

Global payments​

Make & collect local and international payments on one dashboard with fast transfers, and multi-currency support.

Global accounts

Open multi-currency accounts, enjoy real mid-market FX rates, and pay low fees – all in one platform.

E-invoicing

Issue & manage NRS-compliant e-invoices without building complex integrations or slowing down operations. Stay compliant. Stay audit-ready. Operate without disruption.

Built on security. Driven by compliance.

Duplo meets the highest international security standards and holds licenses that allow us to operate securely across multiple markets.

PSSP License (CBN)​

Achieve greater control, visibility, and efficiency across your business financial operations

Duplo equips finance teams with tools to make seamless local and cross-border payments, manage spend, generate insights, and meet regulatory requirements at scale.

Approval workflows

Streamline & accelerate approvals

Tax management​

Generate taxes & tax reports

Bulk payments

Pay hundreds at once

Direct debit

Pay from your bank accounts

Auto reconciliation

Sync your finance data in real time

Reports & Analytics

Access real-time spend insights

Reimbursements

Manage expense claims seamlessly

Integrations

Integrate your ERP to make and sync payments

Instant FX Swap

Swap currencies in real time

Multi-currency wallets

One wallet for all your currencies

Payment gateway

Receive payments from customers globally

E-invoicing

Generate invoices that meet NRS standard

FAQs

Got questions? We've got answers

What is Duplo and how does it help businesses?
Duplo is a unified B2B payment and spend management platform designed for SMEs and mid-market enterprises in Africa. It helps businesses automate financial operations by unifying approvals, vendor payments, and expense management into a single "local-first" platform, reducing manual work and improving cash flow visibility.

What can I do with Duplo?
With Duplo, businesses can:

  • Make local and international payments
  • Manage expenses and approval workflows
  • Generate and track invoices (including NRS-compliant e-invoices)
  • Reconcile transactions automatically
  • Access real-time financial reporting

All from a single platform built for scale.

Does Duplo support cross-border payments?
Yes. Duplo supports payments in 80+ currencies across 160+ countries, enabling businesses to pay suppliers and receive funds globally from one platform

Who is Duplo for?
Duplo is designed for:

  • Finance teams
  • SMEs and large enterprises
  • Businesses managing local and global payments

Companies looking to automate and scale financial operations

Does Duplo integrate with accounting software like Xero or QuickBooks?
Yes, Duplo provides seamless integration with popular ERP and accounting tools such as Xero, QuickBooks, and Sage. This ensures that every transaction is automatically reconciled, giving finance teams real-time data without manual entry.

Does Duplo operate outside Nigeria?
Yes, We have an office in South Africa. Duplo SA is specifically designed for the South African market, allowing businesses to manage ZAR payments, run local approvals, and process payouts. Through our partnership with Ozow, we provide secure and instant account-to-account (EFT) payment rails for SA businesses.

How secure is Duplo?
Security is our priority. Duplo is PCI DSS compliant and utilizes bank-grade encryption to protect financial data. We partner with licensed financial institutions in Nigeria and South Africa to ensure all fund movements are secure and compliant with local financial regulations.

How fast are settlements on Duplo?
Duplo is built for speed. In Nigeria, we offer rapid settlement cycles that ensure your vendors and partners receive funds without the typical delays associated with traditional B2B transfers. In South Africa, our Ozow-powered rails provide instant or near-instant EFT payments.

How do I get started with Duplo?
You can sign up or request a demo. The onboarding process is designed to be smooth, with support to help you integrate and start managing your financial operations quickly.